St. Johns Business Services is the name of the bookkeeping firm that handles the Association's financial transactions (i.e. accounts receivable and accounts payable). This is where you send your monthly dues and any special assessment.

Audits of our financial records are performed every five years.

Water, Pest Control, Garbage Pickup (from the dumpsters), cleaning of the property, pool maintenance, Clubhouse, Landscaping, Security camera monitoring and patrols, DISH TV, Internet, local telephone service

Electricity for your condo, telephone service outside of local area (may be purchased at additional charge from Secure Vision), and your personal content insurance (HO6 policy).

While we have enjoyed many years of minimal insurance fees, which were covered by our COA dues, we have recently experienced a rise in insurance cost.  Insurance rates are influenced by many factors and go up and down as those factors change.  These factors include a rise in property value, natural disasters (and subsequent claims) and the number of insurers who will write policies in the Gulf.  When the cost of insurance is more than what we collect through our COA fees, we are assessed for the difference. . For a more detailed understanding of this issue, please refer to this article: What's the Deal With Insurance Assessments? (meredithharris.com)

Bids are not solicited for insurance needs for this type of (commercial) complex.  Insurance for a condominium complex is entirely different than what would be needed for a indivial house. Instead, a broker is hired (or renewed) to assess our needs and compare policies in order to obtain the appropriate coverage for the least amount of money.  In the current climate, many policy carriers will not write more than a certain amount in coverage which requires many properties like ours to have multiple, layering policies.